Open app Everyday businesses.
A clear path back to your balance.
Three Korean laundries. A 12-month term. Four quarterly repayments of principal and interest.
Capital and returns are not guaranteed. No early cash out.
Current allocation · Busan / Incheon / Changwon
Follow an amount through Korea 13, from your available balance to four quarterly repayments.
Choose an amount. See when it comes back.
Adding money makes it available to use. You choose separately how much to lend.
Choose your amount for Korea 13. Review the 12-month term, interest after fees and every repayment date before you commit.
Meet the three laundriesOn $1,000.00 lent · 4 scheduled repayments. Principal comes back in parts, so interest decreases as less money stays at work.
Four payments over one year, at months 3, 6, 9 and 12. Each returns 25% of your original amount plus interest. Select a payment to see the breakdown.
Once received, that money becomes available to lend again. Nothing renews automatically.
Principal still at work Scheduled after each payment
Interest is calculated on the remaining principal between payment dates. Scheduled reductions depend on payments being received.
Scheduled amounts are not received money. Payments may be late or lower than expected.
Full-term calculation from Sep 14, 2026 to Sep 14, 2027, using the same rates and schedule as Personal. Joining later changes the remaining dates and interest. Amounts are in USD; intended settlement is USDT. Capital and returns are not guaranteed.
Funding routes awaiting provider connection.
12-month full term · four quarterly repayments of principal + interest. Credit partners decide; capital providers fund.
VEND supports operating records, monitoring and payment servicing.
Current app allocation: 3 locations, with fixed weights. Stores earn operating revenue in KRW.
Meet the businessesConnection status comes before money movement. The intended settlement asset is USDT; the app quotes amounts in USD. Funding, conversion and withdrawal providers, costs and the party carrying KRW / USD / USDT exchange risk must be disclosed before money is accepted. A wallet connection alone does not make a funding route available.
These are the current Korea 13 app terms. Final offering documents and participation eligibility have not been published.
Eligible countries, identity checks and investor requirements must be confirmed for the final offering. Access to the app is not confirmation of eligibility.
The offering entity, borrower or issuer, legal instrument and applicable regulatory framework are awaiting confirmation. These details will need to be stated in the final offering documents.
Korea 13 is the product name. The current allocation includes three laundry locations: Busan, Incheon and Changwon.
VEND InstitutionalThe service fee is deducted from interest actually received. Scheduled fees assume the scheduled interest is paid. At the current 10% gross annual rate, this is equivalent to 1% a year on outstanding principal while interest is paid in full, not 1% of your original amount regardless of repayments. In the full-term $1,000 schedule below, the total fee is $6.23. A separate borrower-side origination fee, if agreed, is not deducted from this investor schedule.
The same allocation shown in Personal, alongside public machine operating records.
Machine counts cover indexed washers and dryers, not a verified collateral inventory. Observed revenue excludes kiosk top-ups and is shown as USD-equivalent operating data. It is not audited revenue or proof of repayment ability. Storefront images are illustrations.
Weights describe the current app allocation, not evidence of executed loans. Three locations in one country and industry do not provide broad diversification.
At months 3, 6, 9 and 12, each payment is scheduled to return 25% of your original amount plus interest. Interest is calculated only on the money still outstanding.
| Scheduled date | Principal | Gross interest | Platform fee | Total after fee |
|---|---|---|---|---|
| Dec 14, 2026 | $250.00 | $24.93 | $2.49 | $272.44 |
| Mar 14, 2027 | $250.00 | $18.49 | $1.85 | $266.64 |
| Jun 14, 2027 | $250.00 | $12.60 | $1.26 | $261.34 |
| Sep 14, 2027 | $250.00 | $6.30 | $0.63 | $255.67 |
Calculated using the same schedule as the app; displayed amounts are rounded. 9.0% is an annual rate on outstanding principal, not the total return over 365 days. Taxes or withholding may reduce receipts. Joining later changes the remaining dates and interest. Scheduled payments are not received payments.
Operating evidence helps assess a business. It does not guarantee payment or establish a legal claim on its machines.
Machine activity, revenue records, monitoring and servicing support.
Partner identity, credit policy and approval authority to be confirmed.
Funding entity and participation structure to be confirmed.
Machine ownership, any security interest and repayment priority require executed documents.
Recovery authority, process, costs and jurisdiction to be confirmed in the agreement.
Useful life, condition and resale evidence must be established for the actual inventory.
Payments may be late or lower than expected. You could lose part or all of your principal. All current locations are Korean laundry businesses.
KRW business revenue, USD quotes and intended USDT settlement create conversion and settlement risk. USDT may trade away from USD.
There is no early cash out. A partner’s retained share is not principal protection; recovery depends on enforceable rights and borrower circumstances.
A signed agreement, payment statements and tax records need to come from the actual offering and servicing process.
Legal entity, instrument, eligibility, currency handling and retail limits.
Accepted terms and a signed confirmation for your amount and schedule.
Principal, interest, fees, withholding and received / outstanding status.
Interest income and applicable withholding for your tax records.
These documents are not currently available to download. Agreement acceptance and document delivery must be in place before external lending is enabled.
At maturity, the final summary should show principal returned, interest earned and fees paid. You decide what happens to received money.
Choose an amount and review the terms.
Quarterly principal and interest, with clear payment status.
Only received payments become available balance.
Choose again from available credit. Review the amount and terms; nothing renews automatically.
Subject to a connected card provider and account eligibility.
Requires a connected withdrawal provider and a verified bank account in your name.
Lend to Korea 13 from $25, subject to availability and eligibility. Card spending and external withdrawals require connected providers; they are not enabled by this page.
Email your lending reference and the repayment in question. Never send passwords, private keys or recovery phrases.